InvestMonk Total Portfolio
Balance Sheet · Investments · Cash Flow · Client Reporting
AI Financial Planner
A scored health check of your total portfolio, plus what to fix next.
Financial Health
Watch
Net Worth
HKD 0
Total Assets
HKD 0
Total Liabilities
HKD 0
LiquidityNo data
No expense or debt-service data yet
Target 6–12 months of outflow in liquid assets
GearingOn track
Debt / assets 0.0% · property LTV 0.0%
Keep total gearing under 35% and property LTV under 60%
DiversificationOn track
Largest class 0.0% · effective classes 1.0
No single asset class above ~40% of total assets
Currency exposureNeeds work
HKD 100.0% of assets
Avoid a single currency dominating beyond ~70%
ProtectionNo data
0 policies · life no, medical no, CI no (no income data)
Life cover 8–12× income, medical + CI in force, premiums under 20% of income
Cash flowNo data
No cash flow entries recorded yet
Positive monthly surplus with debt service under 35% of income
AI Analysis
Scores below are calculated from your data instantly. Run the AI analysis for a written review and a 90-day action plan.
Prepared for information only. Values are indicative, based on client-supplied data and reference FX rates. Not investment advice.